Saturday, April 21, 2012

How To Make A Work Accident Compensation Claim

By Tom Doerr


The work place has become a very common place where workers fall prey to different injuries. Accidents are unavoidable and may happen to even the most professional of workers in any company. For these reasons most employers insure their businesses and their employees against these casualties so that the injured workers can be paid by making a valid work accident compensation claim in case of injury.

Some of the injuries sustained may be just minor cuts and bruises while others are a lot more serious and may warrant costly medical procedures. The insurance policy taken by the employers covers all these and guarantees compensation for any harm experienced at the works place. A worker must however be aware of steps involved in making claims as listed below.

You should first report the incidents to your supervisor immediately. The next person you need to inform is the person responsible for safety in the workplace. If you are a member of a union, you should report to the representative of your union.

To make the claims official, the worker you should give a detailed description of the accident in the accidents report book. Treatment for the injury you should be the next priority and can be obtained at any local hospital or the medical center at the company. The next step requires the worker to fill in an accident questionnaire and filing it with the supervisor.

The supervisor then has to investigate the incident with the help of the worker to ensure its validity. It is always advisable to inform the employer on the days you were absent due to getting treatment for the injury. After completing all these steps, the worker can then make an official claims to the employer.

All the expenses incurred by the injured worker while getting treatment should be repaid when he makes his work accident compensation claim. Hence the receipts should be carefully kept as they also improve the worthiness of your claims. Every worker can file for a claim in case of any inconvenience.




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To determine the best compensation plan, there are a number of factors that should be considered. Some compensation structures are more suited towards those confident in their recruiting ability and those with industry experience, while others are more supportive to people that are new to the industry, part-timers and the so called “average” distributors. In this blog we will discuss a list of factors that you can use to help identify a good compensation plan

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